Guides

The basics, in a couple of minutes each.

Short, friendly how-tos for getting clear with Brainzie Money — from your first sign-in to sharing the picture with family. Each one takes minutes, and nothing here ever touches a server we own.

Most screens below are real captures from the app; the goals and shared-space previews are illustrative.

1

Connect your own cloud

Your data lives in your Google Drive or OneDrive — never on a server we own. Want to look around first? Start a demo with no account at all.

  1. Open the app and choose Sign in with Google or Sign in with Microsoft — or No Account to explore a demo that isn't saved.
  2. Approve access to just this app's own folder — we never see anything else in your drive.
  3. You're in. The app reads and writes on your device and syncs to your cloud.
Brainzie Money sign-in: Sign in with Google, Sign in with Microsoft, or No Account (demo)

The real sign-in screen — your cloud, or a throwaway demo.

2

Add your accounts

List what you have with a quick wizard — no bank logins, no scraping. You decide what to track.

  1. Pick your base currency, tax region and how often you'll snapshot.
  2. Add each account: choose its kind (bank, savings, mortgage, investment, pension, card, property), name it, and tag who owns it.
  3. Create your workspace. Free covers up to 3 accounts; Synapse unlocks unlimited.
The setup wizard's accounts step with a current account (Monzo), a Stocks & Shares ISA (Vanguard) and a rewards card (Amex)

The real setup wizard: a typical free-tier set of three accounts.

3

Take your first snapshot

A snapshot is simply your balances on a date — about two minutes a month. The app does the maths.

  1. From the dashboard, choose Take a snapshot.
  2. Type each account's current value — it autosaves as you go.
  3. Done. Your net worth updates instantly, and the date joins your history.
The snapshot screen for 1 Jun 2026 with balances entered for the current account, ISA and card

The real snapshot screen — enter balances; values save automatically.

4

Watch your net worth grow

Every snapshot is a point on the curve. See the trend, not the noise — broken down by account.

  1. Snapshot each month — the app nudges you on your schedule.
  2. The dashboard charts your net worth over time, stacked by account.
  3. Read your month-on-month change and savings rate at a glance.
Dashboard
Net worth
£47,200
▲ +£5,300 this month
Net worth rising from £34,000 in January to £47,200 in June, stacked by account

The real net-worth chart — six monthly snapshots, Jan to Jun.

5

Set a goal & price up the big stuff

Plan a target, and weigh up a major purchase — a car, a trip, a renovation — against your real numbers.

  1. Set a goal: a target amount and date. Progress tracks itself as you snapshot. (Free: 1 goal.)
  2. Add a big-ticket item to plan a major purchase and see what it really costs you. (Free: 1 item.)
  3. Upgrade to Synapse for unlimited goals and big-ticket items.
Goals
House deposit
£18k / £30k
60% there · on track for Dec 2027
Big-ticket
New car
Buy vs lease — your numbers
£24,000

A goal with live progress, and a big-ticket item to plan around.

6

Share with a partner or family

Bring the people you share money with into one combined view — a Synapse feature, with one payer enabling the space.

  1. Open Shared space and invite the people you share money with.
  2. Choose what's shared: joint accounts together, personal ones kept private.
  3. Share a cost and the split is worked out automatically — 50/50, or in proportion to each person's income — so settling up needs no spreadsheet.
  4. Everyone sees one combined picture, with the settlement payments kept up to date as anyone snapshots.
Shared space · The Graves
Combined net worth
£112,400
2 people
Joint
Household accounts
Shared by both
Personal
Your ISA
Visible to you only
Settle up
Alex owes you £240
Income-weighted split · 58 / 42

One combined picture, automatic settlements; personal accounts stay private.

Ready to see where you stand?

Open Brainzie Money, connect your own cloud, and take your first snapshot in minutes. Free to start — nothing to install, nothing to hack.

Open the app